The TUITION PAY PLAN offers the ability to avoid lump sum payments due at the beginning of each semester. The plan requires regularly scheduled payments over a ten or twelve month period for the academic year, or single semester plans are available. It is not a loan program. The application and processing fee is $55. There are no interest or finance charges. For additional information, contact Tuition Pay directly at 1-800-635-0120 or online at <www.tuitionpay.com>.